Page 5 - Motorhome Protect
P. 5
Mechanical Breakdown Insurance
(Cont.)
SILVER COVER Brakes: Brake master cylinder, wheel cylinders, restrictor
valve, calliper seals, servo.
Engine: Rocker assembly including hydraulic followers, inlet
and exhaust valves (excluding burnt valves), springs and Anti-locking Brake System: The ABS control unit, pump and
guides, cylinder head (excluding cracks and de-coking), wheel sensors.
cylinder head gasket, push rods, camshafts and followers,
timing gears and chains (excluding tensioners and Electrical System: Starter motor and solenoid including
connected electrical devices), oil pump, pistons and rings, pre-engagement mechanism and bendix drive,
cylinder bores, con rods, gudgeon pins and bearings, alternator/dynamo, coil regulator, window and sunroof
crankshaft and bearings, inlet manifold, flywheel and ring motors, centralised locking, heater fan motor, indicator
gear. Timing belts are covered provided that the last due flasher relay, distributor, front and rear windshield wiper
change of belt has taken place as specified by the and washer motors, electronic ignition amplifier, horn and
manufacturer’s schedule (proof required). multi-function stalk switch.
Manual Gearbox: Failure of the following mechanical parts: Engine Management (ECU): Engine electronic control unit.
Gears, synchromesh hubs, selectors. Shafts, bearings and
bushes, transfer gears (excluding oil leaks). Working Materials: Oils, oil filter and anti-freeze are
covered only where their replacement is essential as a direct
Automatic Gearbox: Failure of the following mechanical result of the failure of a covered item.
parts: Shafts, gears, clutches, brake bands, valve block,
governor, oil pump, bearings and bushes, servo, drive plate, Casings: Should the failure of any of the components
transfer gears, computer governor and torque converter covered result in damage to the casings, then they will also
(excluding oil leaks). be covered and will constitute part of the maximum claim
liability.
Differential: Crown wheel and pinion, gears, shafts, bearings
and bushes, thrust washers and spacers. INTERNAL EQUIPMENT
Clutch: Mechanical Breakdown of the centre plate, pressure Cooker: The cooker unit including burners, grill, oven and
plate, release bearing, oil contamination (centre plate only), flame failure device and igniter.
master and slave cylinders (excluding general wear and
tear). Fridge: All mechanical, electrical and electronic components
contained within the assembly.
Front Wheel Drive: Drive shafts including constant velocity
joints, universal joints and couplings (excluding gaiters). Water System: Water heater (gas or electric), fresh water
tank, water pump, water gauges.
Rear Wheel Drive: Half shafts, rear wheel external drive
shafts including velocity joints, universal joints and Auxiliary Electrics: Main hook-up input connector, ELCB,
couplings (excluding gaiters). battery charger and distributor unit, interior lighting units
(excluding bulbs and wiring).
4 Wheel Drive Vehicles: Cover as above for Front and Rear
Wheel Drive. Cassette Toilet: The cassette toilet is covered (excluding
seals, valves and glands).
Propshaft: Failure of the propshaft including universal joints
and couplings. Heating System: Thermostat, motor, element switches,
control unit, gas heater, flame failure device, igniter
Wheel Bearings: Failure of front and rear wheel bearings. (excluding ducting and fittings).
Engine Cooling System: Radiator, oil cooler, viscous fan Body Leaks: (cover terminates when the Motorhome
coupling, water pump, thermostat, thermostat housing, reaches seven years of age). Water ingress through any
thermostatically controlled radiator fan. permanently sealed seam or joint, being part of the
Motorhome original manufacturer’s construction.
Air Conditioning: The air conditioning compressor, forming
part of the original base vehicle chassis. Note: If a replacement part or the complete original
equipment unit is no longer available and has become
Turbo Charger: The turbo unit (where factory fitted) is obsolete for whatever reason, it will be the insurer’s
covered. responsibility for the cost of a like for like similar repair
and not the full cost of a new replacement unit.
Fuel System (Diesel and Petrol): Carburettor, automatic
choke, lift pump, mechanical or electrical fuel pumps
(including fuel injection pump), tank sender unit.
Front and Rear Suspension: Coil springs
Steering: (including P.A.S.) Rack and pinion, steering box,
power steering rack and pump, power steering reservoir,
idler box where applicable (excluding gaiters).
4 Printed from website Sample Only
