Page 8 - Motorhome Protect

Terms & Conditions

Mechanical Breakdown Insurance (Cont.)

11 If You sell the Motorhome to a dealer or trader, this Proposal Form or any lower limits that may be specified
Policy will automatically be cancelled. No refund of on pages 3-4 of this booklet. Your Policy does not cover
Your premium will be given if the Policy is cancelled more than the manufacturer’s list price. APA may insist
on the sale of the Motorhome. that Your repairer uses exchanged or reconditioned parts
to effect a repair. If the part to be replaced has some
12 You cannot change these terms and conditions unless wear or the part improves the general condition or value
You have written agreement from Us. We may of the Motorhome, You may be required to pay a
appoint any person to handle claims, including specified amount towards the improvement. APA cannot
payment thereof. We reserve the right to change at agree to any claim without providing a claims authority
any time any of the parties providing administration number. The repairer must not start any repairs without
or claims handling or related services under this this number. Please quote Your claims authority number
Policy. each time You contact APA about Your claim and make
sure the repairer includes this number on their invoice.
13 At the time of cover the Motorhome must be taxed
and legal for use on the public highway.

Cancellation

You may cancel the policy within 14 days of the start
date without financial penalty provided no claim has
been made. Thereafter both parties must give 14
days' notice of cancellation. The policy has no
surrender value and no premium paid will be
refunded after 14 days of the start date.

Claims Conditions

1 All matters relating to claims handling, including
payment of claims arising under this Policy, will be
dealt with by AutoProtect Administration Limited,
Warwick House, Roydon Road, Harlow, Essex CM19 5DY.
Telephone: 01279 456501.

2 No repairs may be carried out under the Policy until
a claims authority number is provided by APA for
those repairs. No liability shall exist in respect of
parts supplied, repairs carried out or any other claim
under this Policy other than claims made in
accordance with the procedures set out in this Policy
document and for which specific authorisation is
given by APA. The Insurers reserve the right to
provide replacement parts and to carry out repairs
under this Policy or to arrange for their provision by
other persons.

3 The amount of time allowed for labour will be in line
with the manufacturer’s/Glasses Guide standard
repair times. The cost of diagnosis or testing is not
included.

4 The Insurer’s and APA reserve the right to examine
the Motorhome, to subject it to expert independent
assessment and to name the repairer to be used.
APA will use the results of any expert independent
assessment to determine the amount to be paid in
respect of a claim. This will be subject to the
claimable limits and the terms and conditions of
Your Policy.

5 If You or a repairer (with Your knowledge) makes a
false or dishonest claim, Your Policy will be cancelled
and legal action may be taken against You.

Important Note

You are covered only for the parts described in this
booklet. You are covered up to the limits shown on the

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